Additional borrowing deals

Deals to help free up
the equity in your home

Are you looking to borrow more money secured on your property? If you're an existing mortgage customer with The Royal Bank of Scotland, additional borrowing could be the answer.

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not
keep up repayments on your mortgage.

MortgageInitial interest rateFollow on rateOverall cost for comparisonMax loanOther information
Further Advance: 2 Year Fixed Rate: Current Account Exclusive5.09% fixed
until 31/01/2011
5.19% variable5.5% APR60% property value
  • Product fee £299
  • Early repayment charge applies until 31/01/2011
  • Minimum loan £1,000
  • Available to all existing mortgage customers
  • Borrow at mortgage interest rates, a great alternative to other loans

Further Advance: 2 Year Fixed Rate: Current Account Exclusive5.19% fixed
until 31/01/2011
5.19% variable5.5% APR75% property value
  • Product fee £299
  • Early repayment charge applies until 31/01/2011
  • Minimum loan £1,000
  • Borrow at mortgage interest rates, a great alternative to other loans

Further Advance: 2 year Fixed Rate 5.24% fixed
until 31/01/2011
5.19% variable5.5% APR60% property value
  • Product fee £299
  • Early repayment charge applies until 31/01/2011
  • Minimum loan £1,000
  • Borrow at mortgage interest rates, a great alternative to other loans
  • Available to all existing mortgage customers

Further Advance: 2 Year Fixed Rate: Current Account Exclusive5.54% fixed
until 31/01/2011
5.19% variable5.6% APR85% property value
  • Product fee £299
  • Early repayment charge applies until 31/01/2011
  • Minimum loan £1,000
  • Borrow at mortgage interest rates, a great alternative to other loans

Further Advance: 2 Year Fixed Rate5.64% fixed
until 31/01/2011
5.19% variable5.6% APR75% property value
  • Product fee £299
  • Early repayment charge applies until 31/01/2011
  • Minimum loan £1,000
  • Borrow at mortgage interest rates, a great alternative to other loans
  • Available to all existing mortgage customers

Further Advance: 2 Year Fixed Rate 5.84% fixed
until 31/01/2011
5.19% variable5.7% APR85% property value
  • Product fee £299
  • Early repayment charge applies until 31/01/2011
  • Minimum loan £1,000
  • Borrow at mortgage interest rates, a great alternative to other loans
  • Available to all existing mortgage customers

Further Advance: 2 Year Fixed Rate: Current Account Exclusive5.94% fixed
until 31/01/2011
5.19% variable5.7% APR90% property value
  • Product fee £299
  • Early repayment charge applies until 31/01/2011
  • Minimum loan £1,000
  • Borrow at mortgage interest rates, a great alternative to other loans

Further Advance: 2 Year Fixed Rate6.04% fixed
until 31/01/2011
5.19% variable5.7% APR90% property value
  • Product fee £299
  • Early repayment charge applies until 31/01/2011
  • Minimum loan £3,000
  • Available to all existing mortgage customers
  • 90% Maximum LTV for Interest Only mortgages

Further Advance: 2 Year Fixed Rate - Buy to Let only7.09% fixed
until 31/01/2011
5.19% variable6.0% APR75% property value
  • Product fee £299
  • Early repayment charge applies until 31/01/2011
  • Minimum loan £3,000
  • Available to all buy to let customers
  • Property related purposes only

Further Advance: Royalties Private/ Business Banking: 3 Year Fixed Rate5.34% fixed
until 31/01/2012
5.19% variable5.4% APR75% property value
  • Product fee £150
  • Early repayment charge applies until 31/01/2012
  • Minimum loan £1,000
  • Available to all Royalties Private / Business Banking existing mortgage customers

Further Advance: Private / Business and Royalties Gold: 3 Year Fixed Rate5.34% fixed
until 31/01/2012
5.19% variable5.5% APR75% property value
  • Product fee £199
  • Early repayment charge applies until 31/01/2012
  • Minimum loan £1,000
  • Available to all existing Private / Business and Royalties gold customers

Further Advance: 5 Year Fixed Rate: Current Account Exclusive5.54% fixed
until 31/01/2014
5.19% variable5.7% APR85% property value
  • Product fee £299
  • Early repayment charge:
    • 5% until 31/01/2010
    • 4% until 31/01/2011
    • 3% until 31/01/2012
    • 2% until 31/01/2013
    • 1% until 31/01/2014
  • Minimum loan £1,000
  • Borrow at mortgage interest rates, a great alternative to other loans


Higher Lending Charge

A Higher Lending Charge will apply to all loans above 90%.