Apply for Life Cover

About you and your application

To apply online, everyone to be covered must meet the following:

• Is a UK resident
• Aged between 18 and 54 on the day of application
• Is not currently seeing their GP or any other doctor for any regular check-ups or under the care of any hospital or clinic as an outpatient
• Is not intending to seek or awaiting any medical advice or treatment from any doctor, hospital or clinic, or awaiting any tests or investigations
• Has not in the last 10 years had or received medical advice for any of the following illnesses, or been referred for tests or investigations for the following conditions:
  Raised blood pressure. Raised cholesterol. Heart attack, chest pain or any other heart condition. Stroke, epilepsy or any disorder affecting the brain. Any form of cancer. Diabetes. Kidney disease. Liver disease or alcohol problem. Multiple sclerosis, any numbness nor loss of feeling, blurred or double vision. Anxiety, depression or any mental or nervous illness lasting for more than 3 months or requiring treatment with anti-depressants.
• Has not ever tested positive for HIV/AIDS or Hepatitis B or C and is not awaiting the results of such a test
• Is not employed in any of the following occupations
  Offshore fishing. Offshore oil or gas production. Commercial diving. HM forces (including reservists or TA) or any occupation involving the use of explosives or working at heights over 15 metres (50 feet).
• Has not had a life policy application postponed, declined, withdrawn or issued on special terms

Don't worry if anyone who will be covered can't agree to all of these statements. Simply call us on
0800 45 55 65 (Minicom 0845 900 5960) for a quote.

Lines are open: Mon to Thu 8am – 8pm, Fri 8am – 6pm and Sat 9am – 5pm

Max call charge from a BT line is 4p (0845) per minute. Calls from other networks may vary. Calls may be recorded.