Current account options

• Extra benefit current accounts
  • Royalties
  • Royalties Gold
• Standard accounts
• Student current account
• Graduate current account
• Bank accounts for young people

Useful information

• Guide to bank accounts
• Switching to RBS
• Ways to bank with us
• Interest rates
• Current account charges
• Overdraft charges update
• Terms and conditions

Your account transfer should take approximately 5 minutes to complete. You may need Adobe Reader to view some of these documents. Get Adobe Reader. Visit access.adobe.com.

Eligibility Criteria

• To upgrade your account online you must have an existing Royal Bank of Scotland current account (excluding Key Account)

Time Saving Tips

• Have your Royal Bank of Scotland account details to hand
• Please use the proceed/back options on the bottom of each page instead of the forward/backward option on your browser

Application Process

Once you have submitted your online application, we will then write to confirm we have received your upgrade request Before completing this application you must read:

• Current Accounts – Banking that gives you more for your money (1MB PDF); and
• How to make the most of your account (1.2MB PDF); and
• Personal and Private Banking – Terms and Conditions (602KB PDF); and
• Personal Banking – Charges and Rates of Interest (473KB PDF); and
• KeyFacts about our insurance services (119KB PDF); and
• Insurance policy summary information Royalties and Royalties Gold (576KB PDF)

These documents contain all the information you need to be aware of before upgrading your current account.

Declarations

• I/we have read Personal and Private Banking – Terms and Conditions (602KB PDF) and Personal Banking – Charges and Rates of Interest (473KB PDF). I/we accept the terms contained in these documents and in the other documents listed above which I/we must read before completing this application. I/we declare that the information given in this application is true and accurate.
• I/We wish to upgrade my/our existing account to a Royalties/Royalties Gold account as indicated in this application form
• I/We understand that you may at any time at your discretion, on giving written notice to me/us, amend the limit on any arranged overdraft (and that arranged overdrafts are only available to applicants aged 18 or over)
• For accounts in joint names only – we request and authorise you not to comply with the requirement of the Consumer Credit Act 1974 to provide separate periodical statements of account. If you require separate statements please call our Customer Services team on 0845 724 2424.
• I/we have read the section 'Your Information' and agree that you can use the information we have submitted in this way

Your right to cancel

• I/We understand that if I/we are dissatisfied with my/our choice of account and decide to close the account or switch, with your approval, to another account within 14 days of the first payment into the account, no extra charges will be payable. I/We accept that to instruct you to do so, I/we must confirm my/our decision in writing, addressed to:
  
  Glasgow CSC,
  Upgrades,
  FREEPOST SCO6044,
  Glasgow,
  G2 4WY

Under the Direct Marketing Directive we (The Royal Bank of Scotland plc) are required to provide you in paper format with a range of information about our products and post account opening procedures. Given that this is an online application form, this written confirmation will be issued once your account has been upgraded as part of the Royalties/Royalties Gold account welcome pack. If you require full details in paper format prior to applying then please visit a branch.

• I/we consent to receiving the above information in my/our welcome pack after my/our account has been upgraded.