Property

Imagination. Experience. Tenacity. It's certainly true that building a property deal is less about bricks and mortar - and more about the team you engage.

Key benefits

• Speed - we work quickly to understand your needs and then deliver a powerful solution.
• Flexibility - our imaginative approach means that your deal won't be constrained by overly-restrictive lending criteria.
• Local expertise - with our teams of locally based relationship managers, we understand the opportunities and risks you face, and can offer links to other local experts.

Whatever type of property transaction you’re involved in, from the small and simple to the huge and highly complex, you’ll find that our commitment, expertise and experience is invaluable

Housebuilders, commercial property developers and investors demand of their bankers a responsiveness and flexibility to match their own.

We understand that in the property sector, you often have to react fast. When a major business opportunity presents itself, getting a rapid response from your bank can make the difference between securing a new property deal, and losing one.

However, few banks have the depth of local or sector knowledge that enables them to deliver on time, or to match the structure of funding required.

Your team

From over 950 relationship managers in 172 offices throughout the UK, we have selected people with proven expertise in property and focused them on the needs of a smaller number of customers within the local market.

They, in turn, link in with regional specialists, each empowered to make decisions whilst supported by the strength and depth of the entire Royal Bank of Scotland Group.

We start with the understanding that every deal - and every client - is unique. Then we go about the business of putting together a truly bespoke finance package.

Our sector expertise means that we can offer in-depth advice on the most appropriate funding solutions. That could mean looking at options such as straightforward senior debt, stretch senior solutions or mezzanine funding.

We can also help issue bonds, allowing you to work to even keener margins.

Flexibility is at the core of our service - we take time to understand your situation so that you get a finance model tailored to your requirements.