Solutions for
- Managing cash flow
- Expanding your business
- Acquiring vehicles & equipment
- Purchasing property
- Selling your business
Finance options
- Loans and overdrafts
- Asset finance
- Property finance
- Financing trade
- Invoice finance
- Corporate & Structured Finance
Specialist options
- Debt capital markets
- Funding pension shortfalls
- CREST securities settlement
- Self-invested pension plan
Managing risk
Small Firms Loan Guarantee
The UK Government could help secure your business loan
Whether you are looking for working capital or money to fund capital expenditure, it can be frustrating trying to get your plans off the ground.
This is especially true if you do not yet have the collateral required to secure a conventional loan.
That's where The Royal Bank of Scotland and the UK government can help.
How the Small Firms Loan Guarantee works
Under this scheme, the Department for Business, Enterprise and Regulatory Reform will guarantee 75% of your loan - which means you don't need a large amount of security to back your borrowing.
What's more, you will enjoy many of the benefits available with our other loans.
Small Firms Loan Guarantee benefits
- Variable and fixed rates - giving you the choice you need
- £250,000 maximum loan - the minimum amount is £5,000
- Two year minimum term - and a maximum term of 10 years
- Drawdown to suit your business - you can receive your funds in stages, to suit the cycles of your business
- Payment holidays - you can ask for a capital repayment holiday of up to three years
More information
If you qualify for the guarantee and take a loan under the scheme, you need to pay a fee to the Department for Business, Enterprise and Regulatory Reform. The fee is based on the reducing loan balance.
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