Internet banking

• Bankline

Managing payments

• Datalink
• Positive Pay
• EasiRec
• Cards OnLine
• Credit Report Service

Managed Identity

• TrustAssured

Electronic Invoicing

• e-invoicing
  • e-invoicing explained
  • Contact us
  • Benefits
  • Accounts Receivable
  • Accounts Payable

Secure communications

• Secure Messaging

International and trade

• RBS TradeFlow
• RBSMarketplace

Manage 3rd party funds

• Client Deposit Service
• Clients' Monies Service
• CREST securities settlement

Electronic invoicing offers a range of benefits for your business, including:

• Reduced costs
• Real-time data delivery
• Eliminating errors and bottlenecks
• VAT compliance
• Environmental responsibility
• Inherent security
• Accurate management information
• International reach

Reduced costs

How much does your business spend on postage for purchase orders and invoices? And how much staff time is wasted re-keying data and chasing avoidable issues with invoices? e-invoicing can transform your cost base.

Real-time data delivery

e-invoicing can help you take advantage of improved payment terms from suppliers. You can also implement strategies for boosting key financial measures, such as day's sales outstanding. This means you can optimise your invoicing costs.

Eliminating errors and bottlenecks

Many businesses find that 20 per cent of invoices account for 80 per cent of the overall processing costs. Straight-through processing reduces manual errors and costs, and can even automatically deal with issues such as invoices received with missing purchase order numbers.

VAT compliance

All local and crossborder transactions processed through our e-invoicing service are compliant with the EU VAT Directive (2001/115/EU), which empowers businesses to send and receive fiscal documents in electronic format. To ensure that we are always up to date with changes in relevant regulations, the bank participates in a range of industry working groups.

Environmental responsibility

Why expend energy and resources printing, sending, storing and destroying paper? e-invoicing can help reduce your carbon footprint and the impact of your business on the environment.

Inherent security

The system makes use of the security protocol that is the foundation of other banking services such as BACS and CHAPS payments. It relies on digital signatures, which allow you to guarantee that a file has not changed since it was sent, as well as proving who actually sent it. This peace of mind is all part of the service.

Accurate management information

An immediate view of outstanding payables or receivables allows you to take a true snapshot of your business, and use the information to plan cash-flow strategies.

International reach

Today, the service is available to your subsidiaries and trading partners in nine countries which include the United Kingdom, Spain, Italy and France.